1. E-NAIRA AND IT’S IMPLICATIONS ON THE FINTECH SECTOR
Background of the study
Financial service delivery is progressively merging with developing technologies in Nigeria, resulting in the already well-known 'financial technology.' Fintech was not a thing a few years ago, or rather, there was a significant gap betwe...
2. A SURVEY INTO THE ACCEPTANCE AND ADOPTION OF THE CBN CASHLESS POLICY IN NIGERIA
BACKGROUND TO THE STUDY
According to Ajayi et al. (2006), supporting a secure, convenient, and inexpensive payment system is one of the criteria for the growth of the national economy. Today's world is shifting away from paper payment systems and to...
3. A SURVEY OF EMPLOYEE PERFORMANCE APPRAISAL AND ITS EFFECTS ON ORGANIZATIONAL PRODUCTIVITY
BACKGROUND OF THE STUDY
The function of performance appraisal is a strategic aspect in any review of the conditions required for an organization's growth and survival. It is considered that both the person and the organization require knowledge of h...
4. AN INVESTIGATION OF ELECTRONIC BANKING AND ITS IMPLICATIONS IN NIGERIA BANKS
Background to the study
Electronic banking in Nigeria has been considered by many, particularly economists, as having significant ramifications for the Nigerian economy, particularly the banking industry, over time. Nigeria's economy has benefited g...
5. AN INVESTIGATION OF OPERATIONAL PROBLEMS FACING MICRO FINANCE BANK
BACKGROUND OF STUDY
Nigeria is a country rich in natural and human resources, with a population of more than 140 million people primarily engaged in agriculture and small-scale business. Micro, small, and medium-sized firms (MSMEs) and both peasa...
6. AN INVESTIGATION OF WORK LIFE BALANCE AND ITS EFFECTS ON PERFORMANCE OF FEMALE EMPLOYEES IN THE BANKING INDUSTRY
BACKGROUND TO THE STUDY
The ability to play many roles is a necessary component of one's professional life. Employees who undertake several responsibilities are subjected to multiple expectations from others, both inside and outside the firm (Shaila...
7. THE BENEFIT OF E-NAIRA PLATFORM TO NIGERIA CITIZENS
Background Of The Study
According to the Financial Action Task Force (FATF 2014), digital currency is a digital representation of value that is digitally transmitted while functioning as a medium of exchange, unit of account, and store of value, and it...
8. THE EFFECT OF E-NAIRA ON SME'S IN NIGERIA
Background of the study
Many impoverished individuals in emerging nations face declining living conditions and unemployment as a result of economic downturns. This has been exacerbated by the fact that the formal economy has been steadily losing jobs wh...
9. THE EFFECT OF E-NAIRA PLATFORM ON NIGERIA COMMERCIAL BANKS
Background Of The Study
Nigeria's financial landscape has never been static. New services and products are offered on a regular basis, changing the way Nigerians engage with financial institutions and the Nigerian monetary and payment system (Adelma...
10. THE EXTENT OF LIABILITY OF BANKS FOR E-BANKING FRAUD
Background to the study
With the global use of progressively more sophisticated internet and information technology (Papazoglou, 2003), electronic banking is developing as a key channel for banking businesses (Wei et al., 2012). Globally, remote banking...
11. THE IMPACT OF E-NAIRA ON DEPOSIT MONEY BANK
Background of the study
Banks are a vital part of every economy. It is the driving force behind society and economic progress. The importance of banking services to any economy's growth and development cannot be overstated. Prior to the introduction...
12. THE IMPACT OF E-NAIRA ON POS BUSINESS IN NIGERIA
Background of the study
In recent years, rapid technical advancement and new business models have led in a slew of novel retail payment options. These advancements are raising the possibility of significant changes in the re...
13. THE INFLUENCE OF E-NAIRA AND SMALL BANKS SURVIVAL
Background of the study
A bank is a financial organization that collects deposits and puts those deposits into lending activities, either directly or through capital markets (Uremadu, S. 2012). Customers with capital shortages are linked to customers wi...
14. THE POSSIBLE CHALLENGES IN THE USE OF ENAIRA PLATFORM
Background Of The Study
Considering the rapid technological advancement and financial market evolution, a lot of innovative transactional products have emerged in recent years. According to McKarles (2019), the global financial system has clearly embrac...
15. THE RELATIONSHIP BETWEEN E-NAIRA AND E-BANKING
Background of the study
The notion of electronic banking was born as a result of technological improvement in the banking system. Customers no longer need to visit a physical financial institution to complete a transaction; instead, they can do it from...
16. THE RELEVANCE OF E-NAIRA PLATFORM TO SMES IN NIGERIA
Background Of The Study
Apparently, the global financial system is embracing the present technological transformation from physical cash to practically virtual currencies. The birth of digital currencies has been ushered in by this wave. According...
17. THE IMPACT OF AUDITORS REPORT ON FRAUD PREVENTION AND CONTROL
BACKGROUND OF THE STUDY
Banks and financial Institutions are the most acceptable versatile, delicate .and popular forms of the present day joint increased capital base and insurance cover has necessitated the demand for more capital . which in must cases has been achieved through issue...
18. THE IMPACT OF MORTGAGE BANKING IN NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES
BACKGROUND OF THE STUDY
FEDERAL MORTGAGE BANK OF NIGERIA (FMB)
Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria...
19. THE ROLE OF COMPUTER IN FRAUD DETECTION AND PREVENTION
BACKGROUND OF THE STUDY
Since 1986 when structural adjustment programme was introduced, the banking business changed. As the number of branches grow form sixty five in 1985 to one hundred and fifty five in 1994, the techniques of delivering bank s...
20. EVALUATION OF MORTGAGE BANKING AND ITS IMPACT ON NIGERIANS ECONOMIC DEVELOPMENT PROGRAMMES
BACKGROUND OF THE STUDY
Housing is one of the Importance factors that determine Urban forms and constitutes the single most serious problem facing large cities in Nigeria today.
In the 1950s and 1960s, the need to finance housing in Nigeria re...
21. AN INVESTIGATION OF CUSTOMER RELATIONS PRACTICE AND PATRONAGE OF BANKS
Background of the Study
Communication is acknowledged all over the world as the most distinctive factor for human interaction. Over the years it has become needful for organization to relate with customers. Hitherto internet era in the world, customers...
22. CHALLENGES AND PROSPECTS OF POS BUSINESSES IN NIGERIA
BACKGROUND OF THE STUDY
With the increasing use of advanced electronic technologies for e-funds worldwide, the introduction of POS into the Nigeria economy has facilitated the ease of doing business without necessarily going about with huge cash in wall...
23. APPLICATION OF MARKETING CONCEPTS IN BANKING INDUSTRY AND ITS EFFECT ON CUSTOMER SATISFACTION
ABSTRACT
This study was carried out to examine application of marketing concepts in banking industry and its effect on customer satisfaction in Bwari Local Government, Abuja. Specifically, the study examined area of the banking services.&...
24. EFFECT OF AUTOMATED CLEARING SYSTEM ON BANK PERFORMANCE IN BANKING
GENERAL DESCRIPTION OF THE STUDY
The cheque clearing system is the means whereby bank exchange cheque drawn each others through clearing system. Clearing system on the other hand is the medium through which proceeds of cheques and other payment instrume...
25. EFFECT OF CASHLESS POLICY ON THE NIGERIAN ECONOMY
BACKGROUND OF THE STUDY
The recent evolution of technology for financial transactions poses interesting questions for policy makers and financial institutions regarding the suitability of current institutional arrangements and availability of instruments to guarantee fi...
26. EFFECT OF COVID-19 ON BANKING SYSTEM IN NIGERIA
BACKGROUND OF THE STUDY
A pandemic is a disease outbreak that spreads across countries or continents. It affects more people and takes more lives than an epidemic, which according to the World Health Organization (WHO) declared COVID-19 to be a pandemic...
27. APPRAISAL OF THE EFFECTIVENESS OF RURAL BANKING PROGRAMME
Background of the study
Globally, majority of nations populace reside in rural locale. As stated in United Nations (2022) report, the world population is currently estimated to be over 7.3 billion of which about 56 percent resides in rura...
28. BANK CREDIT FACILITY AND CUSTOMERS’ SATISFACTION
Background to the Study
The banking system is a very strong element of the entire edifice of the nation. A bank is simply an institution that provides the minimum banking services and which is licensed by the federal government as a banking institution....
29. ROLE OF MOBILE MONEY IN ENHANCING BUSINESS PERFORMANCE
Background to the study
Businesses, which involve individuals, groups of individuals, companies or corporations in public and private sectors play an important role in the economic development of a given country. In this era of globalization, the demand...
30. AN ASSESSMENT ON THE EFFECT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA
Background of the Study
Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the ATM. Th...
31. ASSESSMENT OF MONETARY POLICIES EFFECT ON NIGERIA COMMERCIAL BANK (A CASE STUDY OF ZENITH BANK PLC)
BACKGROUND OF THE STUDY
Credit has remained the backbone of banking operations, hence the majority of banking activities are focused on lending. It is because it provides the majority of the profits. Today, its importance in commercial banking activities stems from the...
32. THE EFFECT OF AUTOMATED TELLER MACHINE ON CUSTOMER SATISFACTION IN NIGERIN BANKS
Background of the Study
Automated Teller Machines, sometimes known as ATMs, are machines that allow clients of banks to do financial transactions. Typically, a user will insert a specific plastic card that is encoded with information on a magnetic strip into the...
33. APPRAISAL AND CHALLENGES OF INTERNET BANKING SYSTEM IN NIGERIA BANKING ENVIRONMENT
Background of the Study
The application of information and communication technology concepts, techniques, policies and implementation strategies to banking services has become a subject of fundamental importance and concerns to all banks and indeed a pr...
34. DETERMINANTS OF BANK CUSTOMERS' PATRONAGE OF POINT OF SALE (POS) SERVICES IN EKWULOBIA, ANAMBRA STATE
BACKGROUND OF THE STUDY
On the convergence curve of information and communication technology, the world's financial institutions and telecommunication firms are about to enter a new cycle. A novel and potential application of the e-payment system fo...
35. IMPLICATION OF ELECTRONIC BANKING AND CUSTOMERS’ SATISFACTION IN NIGERIA BANKS
ABSTRACT
The main focus of this study is to examine impact of e-banking on customers’ satisfaction using Access bank Plc Jos, Plateau State as case stu...
36. THE EFFECT OF QUALITY SERVICE DELIVERY ON CUSTOMERS PATRONAGE IN FIRST BANK PLC, KADUNA
ABSTRACT
This research work revealed the effect of quality service delivery on customers’ patronage in First Bank Plc, Kaduna. The bank has failed to take note of the importance of customers satisfaction and cost of banking service is high in the sense that there...
37. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION
ABSTRACT
In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In t...
38. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION
ABSTRACT
In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In t...
39. THE IMPACT OF AUTOMATED TELLER MACHINE (ATM) ON CUSTOMER SATISFACTION IN ACCESS BANK NIGERIA PLC, KADUNA
Background of the Study
Automated Teller Machines (ATM) are devices used by bank customers to process account transactions. Typically, a user inserts into the ATM a special plastic card that is encoded with information on a magnetic strip. The strip contains an identifi...
40. THE IMPACT OF BANKING SERVICES ON CUSTOMER SATISFACTION
ABSTRACT
In banking, qualify of customer services plays a crucial role in the context of sustaining business growth. The relationship between a bank and its customers must be a permanent and enduring one, which needs to be maintained with good banking services. In t...
41. THE IMPACTS OF DEVELOPMENTAL BANKING SYSTEM ON NIGERIA ECONOMY
BACKGROUND OF THE STUDY
Banking service when it was introduced into Nigeria economy it had bring development to the doorstep of every citizen which 70 to 80 percent of Nigerians lives depends in socio-economical livelihood since partly phase of the bank...
42. THE IMPACT OF MICROCREDIT FINANCE IN THE PERFORMANCE OF SMALL AND MEDIUMS BUSINESS ENTERPISES
ABSTRACT
This study was carried out to examine the impact of microcredit finance in the performance of small and mediums business enterprises in Lagos. Specifically, the study Analyze the impact of microcredit finance in the performance of SME. The stu...
43. EFFECT OF ONLINE LOAN TECHNOLOGY ON INDIVIDUALS
ABSTRACT
Online loan technology is a service provided by financial institutions in cooperation with mobile phone operators. It allows customers with busy lives to conveniently do their banking using their phones anytime. It is about getting banking services to the unban...
44. ASSESSING THE LEVERAGE EFFECT OF E-MARKETING ON PERFORMANCE OF COMMERCIAL BANKS
Abstract
This study examines the leverage effect of E-marketing on performance of commercial banks in Nigeria. The main objective is to investigate how the adoption of internet marketing enhances banking services in Nigeria. The study is a survey...
45. PURCHASING OF BANKING AND FINANCIAL SERVICE
ABSTRACT
This study was carried out on the purchasing of banking and financial services in Nigeria, using Eco Bank as case study. To achieve this, five significant research objectives were formulated. The survey design was adopted and the simple random sampling te...
46. ROLE OF ELECTRONIC BANKING ON THE GROWTH OF NIGERIAN ECONOMY
ABSTRACT
This research work is on ROLE OF ELECTRONIC BANKING ON THE GROWTH OF NIGERIAN ECONOMY using UBA Plc as a case study. The major objective of the study was to examine the relationship that exist between the adoption of electronic banking services and profitabilit...
47. THE ROLE OF PRODUCT MANAGEMENT IN THE MARKETING PERFORMANCE OF BANKING SERVICE
ABSTRAST
One of the most important devel- opments in banking is the increased emphasis on marketing a wide array of financial services. This emphasis has led to the adoption of the product manage- ment system in one form or an- other by many large, full-service First bank PLC. The trans...
48. THE EFFECT OF QUALITY SERVICE DELIVERY ON CUSTOMERS PATRONAGE IN THE BANKING INDUSTRY OF NIGERIA (FIRST BANK PLC,)
ABSTRACT
This research work revealed the effect of quality service delivery on customers’ patronage in First Bank Plc, Kaduna. The bank has failed to take note of the importance of customers satisfaction and cost of banking service is high in the sense that there...
49. THE IMPACT OF INFORMATION TECHNOLOGY IN MARKETING OF BANKING SERVICES
BACKGROUND OF THE STUDY
Bank as a financial institution is primarily concerned with the mobilization of savings and the profitable application of funds.
Acco...
50. THE EFFECT OF MARKETING PROMOTION ON THE EFFICIENCY OF BANKS
Background of the study
The Nigerian banking sector has changed tremendously since the introduction of the structural adjustment programme (SAP) on July 1996. Prior to this time, opening new bank were stringent. The central bank of Nigeria (CBN) fixed minimum and maximu...
